SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 06-30-2025
Check here if Amendment checkbox unchecked Amendment Number:
This Amendment (Check only one.): checkbox unchecked is a restatement.
checkbox unchecked adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: SOUTH PLAINS FINANCIAL, INC.
Address: 5219 CITY BANK PARKWAY
LUBBOCK, TX  79407-3544
Form 13F File Number: 028-25327
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Steven B. Crockett
Title: CFO and Treasurer
Phone: 806-792-7101
Signature, Place, and Date of Signing:
/s/ Steven B. Crockett LubbockTX 08-12-2025
[Signature] [City, State] [Date]
Report Type (Check only one.):
checkbox checked 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
checkbox unchecked 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
checkbox unchecked 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 321
Form 13F Information Table Value Total: 142,199,170
(round to nearest dollar)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Name Form 13F File Number CRD No. (if applicable) SEC File No. (if applicable) CIK
1 CITY BANK 028-25327      

SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND COMMON STOCK G1151C101   676,058 2,262 SH   DFND   2,242 0 20
ACCENTURE PLC IRELAND COMMON STOCK G1151C101   16,438 55 SH   DFND   55 0 0
EATON CORP PLC COMMON STOCK G29183103   504,758 1,414 SH   DFND   1,414 0 0
JOHNSON CTLS INTL PLC COMMON STOCK G51502105   6,548 62 SH   DFND   62 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   205,369 2,356 SH   DFND   1,586 0 770
MEDTRONIC PLC COMMON STOCK G5960L103   8,717 100 SH   DFND   0 0 100
TE CONNECTIVITY PLC COMMON STOCK G87052109   374,099 2,218 SH   DFND   2,218 0 0
CHUBB LIMITED COMMON STOCK H1467J104   341,559 1,179 SH   DFND   1,179 0 0
NXP SEMICONDUCTORS N V COMMON STOCK N6596X109   10,487 48 SH   DFND   48 0 0
FLEX LTD COMMON STOCK Y2573F102   10,131 203 SH   DFND   203 0 0
ABBOTT LABS COMMON STOCK 002824100   5,032 37 SH   DFND   37 0 0
ABBVIE INC COMMON STOCK 00287Y109   1,045,027 5,630 SH   DFND   4,795 0 835
ABBVIE INC COMMON STOCK 00287Y109   39,907 215 SH   DFND   215 0 0
ADOBE INC COMMON STOCK 00724F101   1,277,459 3,302 SH   DFND   3,262 0 40
ADOBE INC COMMON STOCK 00724F101   14,314 37 SH   DFND   12 0 25
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101   3,422 29 SH   DFND   29 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   18,615 66 SH   DFND   66 0 0
ALLSTATE CORP COMMON STOCK 020002101   23,754 118 SH   DFND   118 0 0
ALPHABET INC COMMON STOCK 02079K107   447,909 2,525 SH   DFND   2,425 0 100
ALPHABET INC COMMON STOCK 02079K107   35,478 200 SH   DFND   0 0 200
ALPHABET INC COMMON STOCK 02079K305   3,478,582 19,739 SH   DFND   19,539 0 200
ALPHABET INC COMMON STOCK 02079K305   31,721 180 SH   DFND   80 0 100
ALTRIA GROUP INC COMMON STOCK 02209S103   116,203 1,982 SH   DFND   272 0 1,710
ALTRIA GROUP INC COMMON STOCK 02209S103   14,657 250 SH   DFND   250 0 0
AMAZON COM INC COMMON STOCK 023135106   3,582,841 16,331 SH   DFND   16,231 0 100
AMAZON COM INC COMMON STOCK 023135106   74,592 340 SH   DFND   40 0 300
AMENTUM HOLDINGS INC COMMON STOCK 023939101   3,082 131 SH   DFND   129 0 2
AMENTUM HOLDINGS INC COMMON STOCK 023939101   117 5 SH   DFND   5 0 0
AMERICAN CENTY ETF TR COMMON STOCK 025072604   75,256 1,098 SH   DFND   1,098 0 0
AMERICAN ELEC PWR CO INC COMMON STOCK 025537101   148,375 1,430 SH   DFND   530 0 900
AMERICAN EXPRESS CO COMMON STOCK 025816109   159,484 500 SH   DFND   500 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   72,725 228 SH   DFND   200 0 28
AMERICAN INTL GROUP INC COMMON STOCK 026874784   8,045 94 SH   DFND   94 0 0
AMERICAN TOWER CORP NEW COMMON STOCK 03027X100   191,837 868 SH   DFND   868 0 0
AMERIPRISE FINL INC COMMON STOCK 03076C106   371,996 697 SH   DFND   697 0 0
ANSYS INC COMMON STOCK 03662Q105   3,863 11 SH   DFND   11 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   3,500 9 SH   DFND   9 0 0
APPLE INC COMMON STOCK 037833100   4,974,734 24,247 SH   DFND   22,655 0 1,592
APPLE INC COMMON STOCK 037833100   97,660 476 SH   DFND   76 0 400
APPLIED MATLS INC COMMON STOCK 038222105   836,251 4,568 SH   DFND   4,528 0 40
APPLIED MATLS INC COMMON STOCK 038222105   54,005 295 SH   DFND   195 0 100
ATMOS ENERGY CORP COMMON STOCK 049560105   51,164 332 SH   DFND   332 0 0
BP PLC COMMON STOCK 055622104   32,922 1,100 SH   DFND   1,100 0 0
BANK AMERICA CORP COMMON STOCK 060505104   1,036,789 21,915 SH   DFND   21,715 0 200
BANK AMERICA CORP COMMON STOCK 060505104   30,751 650 SH   DFND   650 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100   40,725 447 SH   DFND   447 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702   917,581 1,889 SH   DFND   1,877 0 12
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702   9,715 20 SH   DFND   20 0 0
BLACKSTONE INC COMMON STOCK 09260D107   175,450 1,173 SH   DFND   1,173 0 0
BLACKROCK INC COMMON STOCK 09290D101   1,346,174 1,283 SH   DFND   1,118 0 165
BLACKROCK INC COMMON STOCK 09290D101   71,348 68 SH   DFND   38 0 30
BOOKING HOLDINGS INC COMMON STOCK 09857L108   596,282 103 SH   DFND   103 0 0
BRITISH AMERN TOB PLC COMMON STOCK 110448107   9,132 193 SH   DFND   193 0 0
BROADCOM INC COMMON STOCK 11135F101   1,428,634 5,183 SH   DFND   4,683 0 500
CF INDS HLDGS INC COMMON STOCK 125269100   4,140 45 SH   DFND   45 0 0
CME GROUP INC COMMON STOCK 12572Q105   128,432 466 SH   DFND   166 0 300
CVS HEALTH CORP COMMON STOCK 126650100   6,897 100 SH   DFND   100 0 0
CVS HEALTH CORP COMMON STOCK 126650100   4,827 70 SH   DFND   70 0 0
CADENCE DESIGN SYSTEM INC COMMON STOCK 127387108   1,032,259 3,350 SH   DFND   3,320 0 30
CADENCE DESIGN SYSTEM INC COMMON STOCK 127387108   75,494 245 SH   DFND   165 0 80
CATERPILLAR INC COMMON STOCK 149123101   769,019 1,981 SH   DFND   1,731 0 250
CHARLES RIV LABS INTL INC COMMON STOCK 159864107   2,275 15 SH   DFND   15 0 0
CHENIERE ENERGY INC COMMON STOCK 16411R208   61,123 251 SH   DFND   251 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   1,020,213 7,125 SH   DFND   6,500 0 625
CHEVRON CORP NEW COMMON STOCK 166764100   34,507 241 SH   DFND   125 0 116
CHURCH & DWIGHT CO INC COMMON STOCK 171340102   3,267 34 SH   DFND   34 0 0
CISCO SYS INC COMMON STOCK 17275R102   500,496 7,214 SH   DFND   7,214 0 0
CISCO SYS INC COMMON STOCK 17275R102   159,574 2,300 SH   DFND   100 0 2,200
CINTAS CORP COMMON STOCK 172908105   5,348 24 SH   DFND   24 0 0
CITIGROUP INC COMMON STOCK 172967424   18,044 212 SH   DFND   212 0 0
COCA COLA CO COMMON STOCK 191216100   4,103 58 SH   DFND   58 0 0
COGNIZANT TECHNOLOGY SOLUTIO COMMON STOCK 192446102   4,291 55 SH   DFND   55 0 0
COMCAST CORP NEW PREFERRED STOCK 20030N101   100,831 2,826 SH   DFND   626 0 2,200
CONOCOPHILLIPS COMMON STOCK 20825C104   303,762 3,385 SH   DFND   3,385 0 0
COOPER COS INC COMMON STOCK 216648501   2,561 36 SH   DFND   36 0 0
COPART INC COMMON STOCK 217204106   3,924 80 SH   DFND   80 0 0
CORNING INC COMMON STOCK 219350105   14,304 272 SH   DFND   272 0 0
CORTEVA INC COMMON STOCK 22052L104   4,695 63 SH   DFND   63 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105   534,557 540 SH   DFND   540 0 0
CROWN CASTLE INC COMMON STOCK 22822V101   69,853 680 SH   DFND   220 0 460
CUMMINS INC COMMON STOCK 231021106   787,960 2,406 SH   DFND   2,386 0 20
CUMMINS INC COMMON STOCK 231021106   34,387 105 SH   DFND   85 0 20
DANAHER CORPORATION COMMON STOCK 235851102   219,062 1,109 SH   DFND   1,109 0 0
DEERE & CO COMMON STOCK 244199105   907,625 1,785 SH   DFND   1,770 0 15
DEERE & CO COMMON STOCK 244199105   10,169 20 SH   DFND   0 0 20
DEVON ENERGY CORP NEW COMMON STOCK 25179M103   15,900 500 SH   DFND   500 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103   27,195 156 SH   DFND   156 0 0
DIMENSIONAL ETF TRUST COMMON STOCK 25434V500   1,192,908 18,727 SH   DFND   18,727 0 0
DISNEY WALT CO COMMON STOCK 254687106   829,363 6,688 SH   DFND   6,658 0 30
DISNEY WALT CO COMMON STOCK 254687106   10,540 85 SH   DFND   85 0 0
DOVER CORP COMMON STOCK 260003108   5,313 29 SH   DFND   29 0 0
DOW INC COMMON STOCK 260557103   251,164 9,489 SH   DFND   9,489 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204   108,442 919 SH   DFND   919 0 0
EOG RES INC COMMON STOCK 26875P101   700,065 5,853 SH   DFND   5,793 0 60
EOG RES INC COMMON STOCK 26875P101   15,549 130 SH   DFND   130 0 0
ECOLAB INC COMMON STOCK 278865100   303,651 1,127 SH   DFND   1,127 0 0
EMERSON ELEC CO COMMON STOCK 291011104   195,860 1,469 SH   DFND   469 0 1,000
EMERSON ELEC CO COMMON STOCK 291011104   26,666 200 SH   DFND   200 0 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105   85,498 1,887 SH   DFND   574 0 1,313
ENERGY TRANSFER L P COMMON STOCK 29273V100   50,337 2,778 SH   DFND   2,778 0 0
ENTERPRISE PRODS PARTNERS L COMMON STOCK 293792107   129,425 4,175 SH   DFND   4,175 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   634,504 5,886 SH   DFND   5,886 0 0
META PLATFORMS INC COMMON STOCK 30303M102   1,686,512 2,285 SH   DFND   2,265 0 20
META PLATFORMS INC COMMON STOCK 30303M102   25,832 35 SH   DFND   35 0 0
FEDEX CORP COMMON STOCK 31428X106   3,409 15 SH   DFND   15 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100   19,494 474 SH   DFND   474 0 0
FIRST TR EXCHANGE TRADED FD COMMON STOCK 33738R605   44,030 743 SH   DFND   743 0 0
FIRSTENERGY CORP COMMON STOCK 337932107   20,125 500 SH   DFND   500 0 0
FLAHERTY & CRUMRINE DYNAMIC COMMON STOCK 33848W106   82,531 4,022 SH   DFND   4,022 0 0
FORTIVE CORP COMMON STOCK 34959J108   108,891 2,089 SH   DFND   2,089 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   295,923 6,828 SH   DFND   6,728 0 100
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   8,667 200 SH   DFND   200 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   1,040,009 3,566 SH   DFND   3,521 0 45
GENERAL DYNAMICS CORP COMMON STOCK 369550108   57,745 198 SH   DFND   123 0 75
GENERAL MTRS CO COMMON STOCK 37045V100   73,160 1,487 SH   DFND   1,387 0 100
GENERAL MTRS CO COMMON STOCK 37045V100   7,822 159 SH   DFND   159 0 0
GENUINE PARTS CO COMMON STOCK 372460105   82,490 680 SH   DFND   220 0 460
GENUINE PARTS CO COMMON STOCK 372460105   21,229 175 SH   DFND   175 0 0
GLOBAL X FDS COMMON STOCK 37954Y889   792,225 10,500 SH   DFND   10,500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   202,415 286 SH   DFND   36 0 250
HCA HEALTHCARE INC COMMON STOCK 40412C101   5,746 15 SH   DFND   15 0 0
HALLIBURTON CO COMMON STOCK 406216101   10,185 500 SH   DFND   500 0 0
HASBRO INC COMMON STOCK 418056107   19,780 268 SH   DFND   268 0 0
HEALTHPEAK PROPERTIES INC COMMON STOCK 42250P103   3,500 200 SH   DFND   200 0 0
HESS CORP COMMON STOCK 42809H107   5,403 39 SH   DFND   39 0 0
HOME DEPOT INC COMMON STOCK 437076102   659,921 1,800 SH   DFND   1,330 0 470
HOME DEPOT INC COMMON STOCK 437076102   42,161 115 SH   DFND   115 0 0
HONEYWELL INTL INC COMMON STOCK 438516106   1,375,375 5,906 SH   DFND   5,191 0 715
HONEYWELL INTL INC COMMON STOCK 438516106   4,657 20 SH   DFND   20 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   11,892 710 SH   DFND   710 0 0
ITT INC COMMON STOCK 45073V108   3,763 24 SH   DFND   24 0 0
INGREDION INC COMMON STOCK 457187102   45,432 335 SH   DFND   335 0 0
INGREDION INC COMMON STOCK 457187102   101,715 750 SH   DFND   150 0 600
INTERCONTINENTAL EXCHANGE IN COMMON STOCK 45866F104   929,999 5,069 SH   DFND   5,019 0 50
INTERCONTINENTAL EXCHANGE IN COMMON STOCK 45866F104   66,047 360 SH   DFND   235 0 125
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   78,408 266 SH   DFND   266 0 0
INTUIT COMMON STOCK 461202103   9,451 12 SH   DFND   12 0 0
INVESCO EXCHANGE TRADED FD T COMMON STOCK 46137V357   41,981 231 SH   DFND   231 0 0
ISHARES GOLD TR COMMON STOCK 464285204   85,246 1,367 SH   DFND   1,367 0 0
ISHARES GOLD TR COMMON STOCK 464285204   16,712 268 SH   DFND   268 0 0
ISHARES TR ETF - LARGE CAP 464287168   266,679 2,008 SH   DFND   2,008 0 0
ISHARES TR ETF - LARGE CAP 464287200   3,861,927 6,220 SH   DFND   6,043 177 0
ISHARES TR ETF - LARGE CAP 464287200   162,051 261 SH   DFND   261 0 0
ISHARES TR ETF - FIXED INCOME 464287226   1,206,272 12,160 SH   DFND   12,160 0 0
ISHARES TR COMMON STOCK 464287234   24,312 504 SH   DFND   504 0 0
ISHARES TR ETF - LARGE CAP 464287309   1,471,486 13,365 SH   DFND   13,365 0 0
ISHARES TR ETF - LARGE CAP 464287408   1,371,066 7,016 SH   DFND   7,016 0 0
ISHARES TR ETF - INTERNATIONAL EQUITY 464287465   2,788,426 31,194 SH   DFND   17,335 0 13,859
ISHARES TR ETF - INTERNATIONAL EQUITY 464287465   71,333 798 SH   DFND   798 0 0
ISHARES TR ETF - MID CAP 464287507   5,221,866 84,197 SH   DFND   60,337 945 22,915
ISHARES TR ETF - MID CAP 464287507   244,482 3,942 SH   DFND   1,942 0 2,000
ISHARES TR ETF - SMALL CAP 464287614   649,166 1,529 SH   DFND   1,529 0 0
ISHARES TR ETF - SMALL CAP 464287655   359,502 1,666 SH   DFND   1,666 0 0
ISHARES TR ETF - SMALL CAP 464287655   87,179 404 SH   DFND   0 0 404
ISHARES TR ETF - ALTERNATIVE INVESTMENTS 464287713   7,888 265 SH   DFND   265 0 0
ISHARES TR ETF - ALTERNATIVE INVESTMENTS 464287713   2,977 100 SH   DFND   0 0 100
ISHARES TR ETF - SMALL CAP 464287804   1,691,365 15,476 SH   DFND   8,528 0 6,948
ISHARES TR COMMON STOCK 464288158   403,666 3,796 SH   DFND   3,796 0 0
ISHARES TR ETF - FIXED INCOME 464288414   401,725 3,845 SH   DFND   3,845 0 0
ISHARES TR ETF - FIXED INCOME 464288513   222,513 2,759 SH   DFND   2,659 0 100
ISHARES TR ETF - FIXED INCOME 464288646   87,564 1,660 SH   DFND   1,660 0 0
ISHARES TR COMMON STOCK 46429B267   195,245 8,500 SH   DFND   8,500 0 0
ISHARES TR ETF - FIXED INCOME 46429B333   17,799 405 SH   DFND   405 0 0
ISHARES TR ETF - FIXED INCOME 46429B333   13,141 299 SH   DFND   299 0 0
ISHARES TR COMMON STOCK 46429B663   328,661 2,805 SH   DFND   2,805 0 0
ISHARES TR ETF - INTERNATIONAL EQUITY 46432F842   10,612,583 127,143 SH   DFND   124,964 0 2,179
ISHARES TR ETF - INTERNATIONAL EQUITY 46432F842   661,412 7,924 SH   DFND   5,421 0 2,503
ISHARES TR ETF - FIXED INCOME 46432F859   1,534,128 31,534 SH   DFND   31,534 0 0
ISHARES INC COMMON STOCK 46434G103   4,263,192 71,030 SH   DFND   69,845 0 1,185
ISHARES INC COMMON STOCK 46434G103   35,711 595 SH   DFND   595 0 0
ISHARES TR COMMON STOCK 46434V621   341,705 5,345 SH   DFND   5,345 0 0
ISHARES TR ETF - INTERNATIONAL EQUITY 46434V738   566,208 8,553 SH   DFND   8,553 0 0
JPMORGAN CHASE & CO. COMMON STOCK 46625H100   1,659,089 5,723 SH   DFND   4,763 0 960
JPMORGAN CHASE & CO. COMMON STOCK 46625H100   123,207 425 SH   DFND   225 0 200
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   183,631 1,397 SH   DFND   1,357 0 40
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   12,487 95 SH   DFND   95 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,288,891 8,438 SH   DFND   7,733 0 705
JOHNSON & JOHNSON COMMON STOCK 478160104   28,562 187 SH   DFND   137 0 50
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103   4,260 26 SH   DFND   26 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   214,893 464 SH   DFND   164 0 300
LOCKHEED MARTIN CORP COMMON STOCK 539830109   23,157 50 SH   DFND   50 0 0
LOWES COS INC COMMON STOCK 548661107   87,194 393 SH   DFND   393 0 0
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103   385 88 SH   DFND   88 0 0
MARRIOTT INTL INC NEW COMMON STOCK 571903202   752,665 2,755 SH   DFND   2,710 0 45
MARRIOTT INTL INC NEW COMMON STOCK 571903202   43,712 160 SH   DFND   160 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   609,447 7,874 SH   DFND   7,754 0 120
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   34,830 450 SH   DFND   300 0 150
MASCO CORP COMMON STOCK 574599106   41,511 645 SH   DFND   645 0 0
MASCO CORP COMMON STOCK 574599106   14,481 225 SH   DFND   125 0 100
MCDONALDS CORP COMMON STOCK 580135101   523,540 1,792 SH   DFND   1,342 0 450
MCDONALDS CORP COMMON STOCK 580135101   65,736 225 SH   DFND   225 0 0
MCKESSON CORP COMMON STOCK 58155Q103   10,991 15 SH   DFND   15 0 0
MERCK & CO INC COMMON STOCK 58933Y105   1,008,038 12,736 SH   DFND   12,661 0 75
MERCK & CO INC COMMON STOCK 58933Y105   17,808 225 SH   DFND   225 0 0
MICROSOFT CORP COMMON STOCK 594918104   5,932,478 11,927 SH   DFND   10,917 0 1,010
MICROSOFT CORP COMMON STOCK 594918104   206,421 415 SH   DFND   265 0 150
MICROCHIP TECHNOLOGY INC. COMMON STOCK 595017104   180,825 2,570 SH   DFND   400 0 2,170
MICROCHIP TECHNOLOGY INC. COMMON STOCK 595017104   28,144 400 SH   DFND   400 0 0
MID-AMER APT CMNTYS INC COMMON STOCK 59522J103   4,440 30 SH   DFND   30 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   16,185 240 SH   DFND   240 0 0
MORGAN STANLEY COMMON STOCK 617446448   967,132 6,866 SH   DFND   6,791 0 75
MORGAN STANLEY COMMON STOCK 617446448   70,429 500 SH   DFND   325 0 175
NEXTERA ENERGY INC COMMON STOCK 65339F101   465,592 6,707 SH   DFND   6,632 0 75
NEXTERA ENERGY INC COMMON STOCK 65339F101   2,082 30 SH   DFND   30 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   348,469 697 SH   DFND   697 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   12,499 25 SH   DFND   25 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109   23,596 195 SH   DFND   195 0 0
NUVEEN SELECT MAT MUN FD COMMON STOCK 67061T101   38,414 4,240 SH   DFND   4,240 0 0
NUVEEN MUN INCOME FD INC COMMON STOCK 67062J102   38,642 3,845 SH   DFND   3,845 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104   4,128,737 26,133 SH   DFND   25,983 0 150
NVIDIA CORPORATION COMMON STOCK 67066G104   55,296 350 SH   DFND   350 0 0
NUVEEN MUN VALUE FD INC COMMON STOCK 670928100   36,932 4,250 SH   DFND   4,250 0 0
OCCIDENTAL PETE CORP WARRANTS & RIGHTS 674599162   2,586 125 SH   DFND   125 0 0
ORACLE CORP COMMON STOCK 68389X105   828,157 3,788 SH   DFND   3,748 0 40
ORACLE CORP COMMON STOCK 68389X105   19,675 90 SH   DFND   90 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105   769,528 4,128 SH   DFND   4,090 0 38
PNC FINL SVCS GROUP INC COMMON STOCK 693475105   14,913 80 SH   DFND   80 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   954,229 4,663 SH   DFND   4,603 0 60
PALO ALTO NETWORKS INC COMMON STOCK 697435105   22,510 110 SH   DFND   110 0 0
PAYCHEX INC COMMON STOCK 704326107   340,375 2,340 SH   DFND   1,075 0 1,265
PAYCHEX INC COMMON STOCK 704326107   61,820 425 SH   DFND   300 0 125
PAYPAL HLDGS INC COMMON STOCK 70450Y103   391,825 5,273 SH   DFND   5,273 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103   1,857 25 SH   DFND   25 0 0
PEPSICO INC COMMON STOCK 713448108   1,177,516 8,918 SH   DFND   7,963 0 955
PEPSICO INC COMMON STOCK 713448108   23,107 175 SH   DFND   125 0 50
PFIZER INC COMMON STOCK 717081103   345,007 14,239 SH   DFND   11,844 0 2,395
PFIZER INC COMMON STOCK 717081103   14,780 610 SH   DFND   610 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109   38,792 213 SH   DFND   213 0 0
PIMCO ETF TR ETF - FIXED INCOME 72201R783   429,243 4,518 SH   DFND   4,260 205 53
PIMCO ETF TR ETF - FIXED INCOME 72201R783   22,421 236 SH   DFND   236 0 0
PRINCIPAL EXCHANGE TRADED FD COMMON STOCK 74255Y888   223,477 11,787 SH   DFND   11,787 0 0
PROCTER AND GAMBLE CO COMMON STOCK 742718109   1,347,186 8,456 SH   DFND   7,616 0 840
PROCTER AND GAMBLE CO COMMON STOCK 742718109   33,457 210 SH   DFND   125 0 85
PROLOGIS INC. ETF - LARGE CAP 74340W103   369,490 3,515 SH   DFND   3,472 0 43
PROLOGIS INC. ETF - LARGE CAP 74340W103   9,986 95 SH   DFND   95 0 0
PRUDENTIAL FINL INC COMMON STOCK 744320102   128,819 1,199 SH   DFND   499 0 700
PUBLIC STORAGE OPER CO COMMON STOCK 74460D109   685,980 2,338 SH   DFND   2,043 0 295
PUBLIC STORAGE OPER CO COMMON STOCK 74460D109   14,670 50 SH   DFND   50 0 0
PUTNAM PREMIER INCOME TR COMMON STOCK 746853100   32,112 8,750 SH   DFND   8,750 0 0
QUALCOMM INC COMMON STOCK 747525103   177,893 1,117 SH   DFND   317 0 800
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   23,711 132 SH   DFND   132 0 0
RAYMOND JAMES FINL INC COMMON STOCK 754730109   5,521 36 SH   DFND   36 0 0
RTX CORPORATION COMMON STOCK 75513E101   1,003,141 6,870 SH   DFND   6,820 0 50
RTX CORPORATION COMMON STOCK 75513E101   14,602 100 SH   DFND   100 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106   6,235 11 SH   DFND   11 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   5,272 10 SH   DFND   10 0 0
SPDR S&P 500 ETF TR ETF - LARGE CAP 78462F103   616,603 998 SH   DFND   998 0 0
SPDR SERIES TRUST ETF - FIXED INCOME 78464A474   427,100 14,152 SH   DFND   14,152 0 0
SPDR S&P MIDCAP 400 ETF TR ETF - MID CAP 78467Y107   168,807 298 SH   DFND   298 0 0
SPDR SERIES TRUST COMMON STOCK 78468R606   184,653 7,762 SH   DFND   7,762 0 0
SALESFORCE INC COMMON STOCK 79466L302   448,019 1,643 SH   DFND   1,643 0 0
HENRY SCHEIN INC ETF - MID CAP 806407102   2,045 28 SH   DFND   28 0 0
SCHWAB STRATEGIC TR COMMON STOCK 808524854   837,669 33,480 SH   DFND   33,480 0 0
SCHWAB STRATEGIC TR COMMON STOCK 808524862   858,262 35,218 SH   DFND   35,218 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y100   197,747 2,252 SH   DFND   2,252 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y100   10,976 125 SH   DFND   125 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y209   161,748 1,200 SH   DFND   1,200 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y407   132,570 610 SH   DFND   610 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y704   106,214 720 SH   DFND   720 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y803   50,646 200 SH   DFND   200 0 0
SELECT SECTOR SPDR TR ETF - ALTERNATIVE INVESTMENTS 81369Y886   179,302 2,196 SH   DFND   2,196 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106   4,120 12 SH   DFND   12 0 0
SOUTH PLAINS FINANCIAL INC COMMON STOCK 83946P107   119,941 3,328 SH   SOLE   3,328 0 0
SOUTHERN CO COMMON STOCK 842587107   184,116 2,005 SH   DFND   1,315 0 690
SOUTHERN CO COMMON STOCK 842587107   27,549 300 SH   DFND   300 0 0
STARBUCKS CORP COMMON STOCK 855244109   283,680 3,096 SH   DFND   1,721 0 1,375
STARBUCKS CORP COMMON STOCK 855244109   12,278 134 SH   DFND   34 0 100
STRYKER CORPORATION COMMON STOCK 863667101   788,868 1,994 SH   DFND   1,979 0 15
STRYKER CORPORATION COMMON STOCK 863667101   13,846 35 SH   DFND   35 0 0
SYNOPSYS INC COMMON STOCK 871607107   8,202 16 SH   DFND   16 0 0
SYSCO CORP COMMON STOCK 871829107   104,142 1,375 SH   DFND   475 0 900
TARGET CORP COMMON STOCK 87612E106   23,380 237 SH   DFND   237 0 0
TC ENERGY CORP COMMON STOCK 87807B107   17,710 363 SH   DFND   363 0 0
TESLA INC COMMON STOCK 88160R101   1,123,512 3,537 SH   DFND   3,517 0 20
TESLA INC COMMON STOCK 88160R101   19,059 60 SH   DFND   60 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   362,087 1,744 SH   DFND   1,744 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   32,180 155 SH   DFND   75 0 80
TEXTRON INC COMMON STOCK 883203101   3,693 46 SH   DFND   46 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   742,361 1,831 SH   DFND   1,816 0 15
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   8,109 20 SH   DFND   0 0 20
3M CO COMMON STOCK 88579Y101   9,134 60 SH   DFND   60 0 0
3M CO COMMON STOCK 88579Y101   3,806 25 SH   DFND   25 0 0
TRUIST FINL CORP COMMON STOCK 89832Q109   99,498 2,315 SH   DFND   815 0 1,500
US BANCORP DEL COMMON STOCK 902973304   74,209 1,640 SH   DFND   295 0 1,345
US BANCORP DEL COMMON STOCK 902973304   9,050 200 SH   DFND   200 0 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   697,694 7,478 SH   DFND   7,353 0 125
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   21,459 230 SH   DFND   230 0 0
UNION PAC CORP COMMON STOCK 907818108   326,474 1,419 SH   DFND   1,419 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   118,601 1,175 SH   DFND   435 0 740
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   10,094 100 SH   DFND   0 0 100
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   725,606 2,326 SH   DFND   2,296 0 30
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   26,515 85 SH   DFND   50 0 35
VANGUARD SPECIALIZED FUNDS COMMON STOCK 921908844   584,536 2,856 SH   DFND   2,856 0 0
VANGUARD BD INDEX FDS ETF - FIXED INCOME 921937835   664,943 9,031 SH   DFND   9,031 0 0
VANGUARD TAX-MANAGED FDS COMMON STOCK 921943858   1,383,915 24,275 SH   DFND   24,275 0 0
VANGUARD INTL EQUITY INDEX F ETF - INTERNATIONAL EQUITY 922042858   1,831,619 37,040 SH   DFND   30,679 0 6,361
VANGUARD INTL EQUITY INDEX F ETF - INTERNATIONAL EQUITY 922042858   38,916 787 SH   DFND   787 0 0
VANGUARD SCOTTSDALE FDS ETF - FIXED INCOME 92206C102   3,033,030 51,609 SH   DFND   45,694 0 5,915
VANGUARD SCOTTSDALE FDS ETF - FIXED INCOME 92206C102   233,313 3,970 SH   DFND   3,626 344 0
VANGUARD SCOTTSDALE FDS ETF - FIXED INCOME 92206C706   1,954,681 32,682 SH   DFND   31,676 0 1,006
VANGUARD SCOTTSDALE FDS ETF - FIXED INCOME 92206C706   67,703 1,132 SH   DFND   486 646 0
VANGUARD INDEX FDS ETF - ALTERNATIVE INVESTMENTS 922908553   1,589,606 17,849 SH   DFND   14,957 0 2,892
VANGUARD INDEX FDS ETF - ALTERNATIVE INVESTMENTS 922908553   75,433 847 SH   DFND   847 0 0
VANGUARD INDEX FDS COMMON STOCK 922908629   2,065,349 7,381 SH   DFND   7,381 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   120,374 2,782 SH   DFND   1,382 0 1,400
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   908 21 SH   DFND   21 0 0
VISA INC COMMON STOCK 92826C839   2,242,414 6,316 SH   DFND   6,266 0 50
VISA INC COMMON STOCK 92826C839   3,550 10 SH   DFND   10 0 0
WALMART INC COMMON STOCK 931142103   1,159,849 11,862 SH   DFND   11,762 0 100
WALMART INC COMMON STOCK 931142103   33,245 340 SH   DFND   190 0 150
WASTE MGMT INC DEL COMMON STOCK 94106L109   182,368 797 SH   DFND   207 0 590
WASTE MGMT INC DEL COMMON STOCK 94106L109   125,851 550 SH   DFND   400 0 150
WELLS FARGO CO NEW COMMON STOCK 949746101   251,495 3,139 SH   DFND   3,139 0 0
WESTERN ASSET MUN HIGH INCOM COMMON STOCK 95766N103   69,284 9,969 SH   DFND   9,969 0 0
WILLIAMS COS INC COMMON STOCK 969457100   38,188 608 SH   DFND   608 0 0
WILLIAMS SONOMA INC COMMON STOCK 969904101   8,495 52 SH   DFND   52 0 0
WISDOMTREE TR ETF - INTERNATIONAL EQUITY 97717W315   346,921 7,660 SH   DFND   0 0 7,660
WISDOMTREE TR ETF - INTERNATIONAL EQUITY 97717W315   153,170 3,382 SH   DFND   1,114 0 2,268
ZIONS BANCORPORATION N A COMMON STOCK 989701107   10,386 200 SH   DFND   200 0 0
ZOETIS INC COMMON STOCK 98978V103   898,873 5,764 SH   DFND   5,714 0 50
ZOETIS INC COMMON STOCK 98978V103   17,934 115 SH   DFND   15 0 100